Are You Facing Financial Hardship? Upside Down on Your Mortgage?
Have the recent economic changes caused you to spiral into a financial hardship? Do you owe more on your Charlotte NC home than it is worth and simply cannot make that mortgage payment? Are you upside down on your Charlotte NC mortgage? If you have recently suffered a hardship, or have arrived at the point that you just can’t keep up any longer, contact a short sale expert in Charlotte NC to assist you.
Our team represents sellers who are experiencing unfortunate events in their lives and need a remedy to prevent their property from being foreclosed upon. Foreclosure should NOT be an option so, contact a Charlotte NC short sale specialist NOW to reveiw you options with you.
Perhaps a mortgage loan modification (payment adjustment) or a short sale (pre-foreclosure) are in order. We offer a FREE short sale consultation that is well worth the few minutes that it will take you to spend with us to determine if you qualify for either program.
You must be able to prove financial hardship in order to qualify for a short sale. Below is a list of qualifying financial hardships that are commonly considered by the lending institutions:
Business Failure- Damage to Property
- Death of a family member
- Death of a Spouse
- Divorce
- Incarceration
- Job Relocation
- Medical Bills
- Military Service
- Payment Increase or adjustment
- Property Insurance or Tax Increase
- Reduced Income
- Separation
- Serious Illness
- Too Much Debt
A short sale is a financing option that is available to homeowners who simply cannot afford to make their mortgage payments due to circumstances beyond their control and who do not qualify for a loan modification. Using the above criteria that fits your specific hardship, we will guide you in writing your hardship letter to the lender. Should you need a sample of a financial hardship letter, please contact us immediately and we’ll send it your way.
Don’t delay, contact your Charlotte NC short sale specialists today! Time IS of the essence.
***Copyright© 2011 By Debe Maxwell, All Rights Reserved…***Are You Facing Financial Hardship? Upside-Down on Your Mortgage?***
