Charlotte Home Buyer Tips | How many credit cards is too many?

Thinking of taking out a home mortgage for a Charlotte home for sale in the near future?

 How many credit cards are too many?Let’s talk credit cards!

How much plastic you should carry depends on your credit situation and spending habits. Here are 5 ways to tell if you’re overdoing it.

Are you too plastic for your own financial good? Although there is no magic number of credit cards that should be in your wallet, some key questions can help you determine whether you’re charging around town with more plastic than you need.

According to recent data from Experian, the average U.S. consumer has three open and active credit cards. Whether that is too many, too few or just enough for you is really a question of how you use and manage your accounts.

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Thinking of buying a home in the Charlotte Metro region?  Let us connect you with one of our trusted lenders who can guide you successfully through the home mortgage process and advise you as to credit card issues with regards to your credit report.  For our list of phenomenal lenders, call (704) 491-3310 or email


I am a full-time REALTOR® personally specializing in historic homes and luxury home sales in the Charlotte NC real estate market. My team specializes in a variety of areas including first time home buyers, condos and townhomes as well as single family home sales and marketing.   Follow me on Google+

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