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Charlotte NC Real Estate Mortgage News | Where are Mortgage Rates Heading in 2013?

Charlotte NC Real Estate Mortgage News | Where are Mortgage Rates Heading in 2013?

Crystal Ball Charlotte real estateOf course, no one has a crystal ball to tell you if now is a good time to buy a home or not but, there are certain predicating factors that you can almost always bank on for future forecasting.   In early 2008, we never anticipated that rates would fall as low as they have–they’ve been at historic lows for well over a year now.  Even if rates do increase, as much as a full percentage point or two, home buyers will still enjoy better rates than in MOST years past.  In the height of the real estate market (2007), rates were nearly 7% and that was thought to be incredibly low.  Now with sub-4 percent rates, it’s a buyer’s dream!  You just can’t ‘buy’ money this cheap!

With the expected influx of homes coming on the market, mid-April, we anticipate buyers continuing to enjoy the low interest rates and doubt seriously if rates will have risen significantly by the end of the year.

“As we head into the spring home-buying season, the housing market is picking up steam, and mortgage rates are still near historic lows. Many homebuyers are wondering where mortgage rates are heading this year as they consider purchasing a home.  Mortgage rates have ticked up a bit since the historic low recorded in November. According to Freddie Mac, rates in November hit 3.31 percent for a 30-year fixed-rate mortgage with 0.7 points paid at closing. As of Feb. 28, the average rate was 3.51 percent with 0.8 points paid. So rates have gradually risen since November, but are still near record lows and down from 3.90 percent at this time last year.”

Read more here: http://www.charlotteobserver.com/2013/03/03/3890462/where-are-mortgage-rates-heading.html##storylink=cpy

 

See on www.charlotteobserver.com

See on Scoop.it – Charlotte Real Estate

© Debe Maxwell | The Maxwell House Group Real Estate | SavvyBroker@me.com | Charlotte NC Real Estate Mortgage News | Where are Mortgage Rates Heading in 2013?

Posted in: Charlotte NC Home Buyers, Charlotte NC News, In the News, The Latest on All Things Real Estate - Charlotte NC Tagged: Charlotte home buyer tips, Charlotte Home Buyers, Charlotte NC Economics, Charlotte NC Real Estate Agents

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