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Things to Avoid after You have Applied for a Mortgage [INFOGRAPHIC]

01/15/2021 by Debe Leave a Comment

The Most Common Things to Avoid after You have Applied for a Mortgage [INFOGRAPHIC]

Anyone in the real estate or mortgage business can share a horror story (or two!) that caused someone to lose the home that they were attempting to buy. It’s one of the toughest times in our business – it’s absolutely heart-wrenching!

A buyer finds their dream home, applies for a mortgage, goes under Contract and pays for their appraisal and all inspections and then, with the lull in things to do for the new house & mortgage, goes on a spending spree! Everyone wants new furniture for their new home, new rugs, new lighting…some even feel that they have to keep up with the Jonses with a new CAR to go in their new garage!

Here are a few things you should avoid, at all costs, after applying for a mortgage:


Bottom Line
  • Yes, there’s more! Here are a few additional key things to make sure you avoid after applying for a mortgage to help make sure you still qualify for your loan when you get to the Closing table.
  • After documentation is provided and Due Diligence is up, buyers often forget that changes in income, assets, or credit need to be discussed with your lender. You don’t want to unintentionally jeopardize your mortgage.
  • BEFORE doing ANYTHING financial in nature, be sure to run it by your lender. In fact, my best advice is just NOT to do anything financial in nature unless your lender tells you to do so!

© Debe Maxwell | The Maxwell House Group | RE/MAX Executive | CharlotteBroker@icloud.com |Things to Avoid after You have Applied for a Mortgage [INFOGRAPHIC]

Filed Under: Charlotte Featured Real Estate Articles, Charlotte NC Home Buyers, In the News, The Latest on All Things Real Estate - Charlotte NC Tagged With: Charlotte home buyer tips, Charlotte Home Buyers

Is Now the Time to Buy a Retirement Home?

10/15/2020 by Debe Leave a Comment

Is Now the Time to Buy a Retirement Home in Charlotte NC?

What is the magic age for retirement?

When you hit that 50+ age, it seems statistics about age jump off of the page as though they are targeted directly at you! Today, reading a Keeping Current matters article, I was, once again, reminded of that. Did you know that every day in the US, roughly 10,000 people turn 65. That number is expected to more than double by 2050 with approximately 20% of the population being 65 and over then. At my age, that is staggering/sobering statistic!

Prior to the 2020 pandemic, most people waited until they retired to make a move to the beach, the golf course, lake or even their favorite senior living community. Plans for settling in for the later years in life were pushed to the very end of work careers. Speaking as a baby boomer who shifted priorities, this year, the game changed for many pre-retirees.

The new age of working remotely

The ability to work remotely is expanding homeowners’ geographic options and driving their motivation to buy those dream homes/locations now, rather than waiting to pursue their dreams. If the links or the sun and the water are calling your name and you have the ability to work remotely for the foreseeable future, now may absolutely be a great time to purchase that lake bungalow you’ve always dreamed of or that ranch home in the sprawling countryside. Whether it’s a second home or a future retirement home, spending the next few years in a place that truly makes you smile every day might be the best way to build upon and in the end, round out a long and meaningful career.

Lawrence Yun, Chief Economist at the National Association of Realtors (NAR), explains:

“The pandemic was unexpected, working from home was unexpected, but nonetheless many companies realized that workers can be just as productive working from home…We may begin to see a boost in people buying retirement homes before their retirement.”

According to the 20th Annual Transamerica Retirement Survey, 3 out of 4 retirees (ages 50+) own their homes, and only 23% have mortgage debt (including any equity loans or lines of credit). Since entering retirement, roughly 38% have moved into a new home. They’re selling their current homes at a profit in today’s low inventory market and using their equity to purchase their future retirement homes. It’s a win-win.

Why Boomer Homeowners Are Making Moves Now

The pandemic this year made us all more aware of the importance of our family and friends, and many of us have not seen our extended families since the pandemic started. It’s no surprise, therefore, to see in the same report that 32% of those surveyed cited the top reason they’re making a move is that they want to be closer to family and friends (See graph below):

The survey also revealed that 73% percent of retirees currently live in single-family homes. With the overall number of homes for sale today hitting an historic low, and with the buyer demand for single-family homes skyrocketing, there’s never been a more ideal time to sell a single-family home and make a move toward retirement. Conversely, and a topic for another article that stems from the pandemic, many people are moving away from the ‘tighter’ city living and to those single family homes in the nearby suburbs. Today’s market is the perfect combination of driving forces to make selling optimal for retirees, especially while buyers are looking to take advantage of historically  low interest rates and baby boomers facing less competition in compact living the city offers.

If you’re one of the 73% of retirees with a single-family home and want to move closer to your family, now is a great time to put your house on the market. With the pace homes are selling today, you could essentially wrap up your move – start to finish – before the holidays.


Bottom Line

Whether you’re looking to fully retire or to buy a second home with the intent to use it as your retirement home in the future, the 2020 fall housing market may very well work in your favor. Let’s talk about your options in our local market. Call or text me at (704) 491-3310

© Debe Maxwell | The Maxwell House Group | RE/MAX Executive | CharlotteBroker@icloud.com | Is Now the Time to Buy a Retirement Home in Charlotte?

Filed Under: Charlotte Featured Real Estate Articles, Charlotte NC Home Buyers, Charlotte NC Home Sellers, The Latest on All Things Real Estate - Charlotte NC Tagged With: Baby Boomer News, Charlotte Home Buyers, Charlotte home sellers, Real estate during a pandemic

Another Creekshire Estates Home Sold in Under a Week!

09/11/2020 by Debe Leave a Comment

  • 14711 Brannock Hills Drive
    Charlotte NC 28278
    MLS #3659002
    5BR, 3BA, 3101sqft, .26 acres
    Offered @ $384,900

**SOLD**

Another Maxwell House Group – Re/Max Executive Listing is UNDER CONTRACT

Sorry you missed this lovely home! If you’re thinking of selling your home, visit www.ListMyCharlotteHome.com, call (704) 491-3310 or email CharlotteBroker@icloud.com for other available homes for sale in this area or give us a call and we’ll put you on our ‘hot list’ for instant notification when a home in this area comes available–as SOON as it comes on the market!

Stunning, well-maintained 2-story M/I Richmond floorplan features 5 bedrooms and 3 full baths. Formal dining room with tray ceiling and 2-story foyer greet you upon entering. Spacious kitchen with SS appliances, granite tops, and bar seating. Oversized breakfast nook, great room pre-wired with surround sound, plus a guest suite finish out the main floor. Upstairs, 4 more bedrooms and 2 baths including a huge master suite and plenty of natural light! Garage with built-ins and an upgraded bump-out provide plenty of storage. Fully fenced, quiet backyard with lots of privacy as well as plenty of space between lots/homes in this popular community. This home backs up to tree-save area offering even more privacy. Energy Star rated for high efficiency and covered by M/I’s transferrable structural warranty.

Check out even more details on our app (Charlotte Properties)

View a Virtual Tour of this Wonderful Home!

Debe Maxwell, CRS, Realtor®/Broker
RE/MAX Executive
2901 Coltsgate Road, Suite 100
Charlotte, NC  28211
Mobile:  (704) 491-3310

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©Debe Maxwell | RE/MAX Executive Real Estate | Fabulous 5 Bedroom Home in Popular Creekshire Estates!

Filed Under: Charlotte NC Home Buyers, Charlotte NC Luxury Homes, Charlotte NC Open Houses, Charlotte Relocation, Featured Charlotte Listings, In the News, The Latest on All Things Real Estate - Charlotte NC Tagged With: Brannock Hills, Charlotte Home Buyers, Creekshire Estates, House

OPEN HOUSES IN CHARLOTTE NC THIS WEEKEND

08/13/2020 by Debe Leave a Comment

Charlotte Zip Codes 28203, 28204, 28209, 28210, 28211, 28226, & 28270

This image has an empty alt attribute; its file name is open-house-gif.gif

Looking for open houses in Charlotte, NC this weekend? Here are the ones in the $600,000 – $800,000 range in the above zip codes and in the following school zones:

  • Myers Park High
  • South Mecklenburg High
  • Providence High

4-bedroom minimum and a minimum of 2,500 square feet are included in the open houses listed for this week.

Need help finding your dream home in Charlotte? Let’s talk! Call or text (704) 491-3310 or email SavvyBroker@me.com

1029 Coddington Place Charlotte NC 28211
1 / 38
$689,000
Single Family Home For Sale
Active
4
BEDS
4
TOTAL BATHS
3,605
SQFT
1029 Coddington Place
Charlotte, NC 28211
Cotswold Subdivision
4508 Night Heron Lane Charlotte NC 28211
Open House Sat, Feb 27, 12 PM UTC
Please verify times due to COVID-19
1 / 26
$575,000
Single Family Home For Sale
Active
4
BEDS
4
TOTAL BATHS
2,779
SQFT
4508 Night Heron Lane
Charlotte, NC 28211
Whitby Pond Subdivision
940 Queen Charlottes Court Charlotte NC 28211
New Listing - 4 weeks online
1 / 47
$800,000
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
3,100
SQFT
940 Queen Charlottes Court
Charlotte, NC 28211
Cotswold Subdivision
3337 Cornish Place Charlotte NC 28210
New Listing - 2 weeks online
1 / 47
$694,900
Single Family Home For Sale
Active
4
BEDS
5
TOTAL BATHS
3,016
SQFT
3337 Cornish Place
Charlotte, NC 28210
Parkstone Subdivision
3532 Mountainbrook Road Charlotte NC 28210
1 / 46
$750,000
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
3,846
SQFT
3532 Mountainbrook Road
Charlotte, NC 28210
Mountainbrook Subdivision
3910 Flowerfield Road Charlotte NC 28210
New Listing - 3 days online
1 / 31
$565,000
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
2,515
SQFT
3910 Flowerfield Road
Charlotte, NC 28210
Beverly Woods Subdivision
2545 Rea Road Charlotte NC 28226
New Listing - 5 hours online
1 / 48
$599,900
Single Family Home For Sale
Active
4
BEDS
5
TOTAL BATHS
4,134
SQFT
2545 Rea Road
Charlotte, NC 28226
Cedarcroft Subdivision
3616 Carmel Forest Drive Charlotte NC 28226
New Listing - 2 weeks online
1 / 37
$749,900
Single Family Home For Sale
Active
6
BEDS
4
TOTAL BATHS
3,195
SQFT
3616 Carmel Forest Drive
Charlotte, NC 28226
Carmel Forest Subdivision
Lot 6 Kristen Lake Court Charlotte NC 28270
1 / 2
$769,900
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
3,110
SQFT
Lot 6 Kristen Lake Court
Charlotte, NC 28270
Kristen Lake Subdivision
Lot 8 Kristen Lake Court Charlotte NC 28270
1 / 4
$794,900
Single Family Home For Sale
Active
4
BEDS
5
TOTAL BATHS
3,390
SQFT
Lot 8 Kristen Lake Court
Charlotte, NC 28270
Kristen Lake Subdivision
9835 Genevieve Court Charlotte NC 28270
1 / 42
$799,900
Single Family Home For Sale
Active
4
BEDS
5
TOTAL BATHS
3,232
SQFT
9835 Genevieve Court
Charlotte, NC 28270
Fletcher Creek Subdivision
9837 Adison Gray Lane Charlotte NC 28270
Price Change - 2 days ago
1 / 42
$560,000
Single Family Home For Sale
Active
4
BEDS
4
TOTAL BATHS
3,387
SQFT
9837 Adison Gray Lane
Charlotte, NC 28270
Adison Woods Subdivision

© Debe Maxwell | The Maxwell House Group | RE/MAX Executive | CharlotteBroker@icloud.com | OPEN HOUSES IN CHARLOTTE, NC This Week

1029 Coddington Place Charlotte NC 28211
1 / 38
$689,000
Single Family Home For Sale
Active
4
BEDS
4
TOTAL BATHS
3,605
SQFT
1029 Coddington Place
Charlotte, NC 28211
Cotswold Subdivision
4508 Night Heron Lane Charlotte NC 28211
Open House Sat, Feb 27, 12 PM UTC
Please verify times due to COVID-19
1 / 26
$575,000
Single Family Home For Sale
Active
4
BEDS
4
TOTAL BATHS
2,779
SQFT
4508 Night Heron Lane
Charlotte, NC 28211
Whitby Pond Subdivision
940 Queen Charlottes Court Charlotte NC 28211
New Listing - 4 weeks online
1 / 47
$800,000
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
3,100
SQFT
940 Queen Charlottes Court
Charlotte, NC 28211
Cotswold Subdivision
3337 Cornish Place Charlotte NC 28210
New Listing - 2 weeks online
1 / 47
$694,900
Single Family Home For Sale
Active
4
BEDS
5
TOTAL BATHS
3,016
SQFT
3337 Cornish Place
Charlotte, NC 28210
Parkstone Subdivision
3532 Mountainbrook Road Charlotte NC 28210
1 / 46
$750,000
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
3,846
SQFT
3532 Mountainbrook Road
Charlotte, NC 28210
Mountainbrook Subdivision
3910 Flowerfield Road Charlotte NC 28210
New Listing - 3 days online
1 / 31
$565,000
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
2,515
SQFT
3910 Flowerfield Road
Charlotte, NC 28210
Beverly Woods Subdivision
2545 Rea Road Charlotte NC 28226
New Listing - 5 hours online
1 / 48
$599,900
Single Family Home For Sale
Active
4
BEDS
5
TOTAL BATHS
4,134
SQFT
2545 Rea Road
Charlotte, NC 28226
Cedarcroft Subdivision
3616 Carmel Forest Drive Charlotte NC 28226
New Listing - 2 weeks online
1 / 37
$749,900
Single Family Home For Sale
Active
6
BEDS
4
TOTAL BATHS
3,195
SQFT
3616 Carmel Forest Drive
Charlotte, NC 28226
Carmel Forest Subdivision
Lot 6 Kristen Lake Court Charlotte NC 28270
1 / 2
$769,900
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
3,110
SQFT
Lot 6 Kristen Lake Court
Charlotte, NC 28270
Kristen Lake Subdivision
Lot 8 Kristen Lake Court Charlotte NC 28270
1 / 4
$794,900
Single Family Home For Sale
Active
4
BEDS
5
TOTAL BATHS
3,390
SQFT
Lot 8 Kristen Lake Court
Charlotte, NC 28270
Kristen Lake Subdivision
9835 Genevieve Court Charlotte NC 28270
1 / 42
$799,900
Single Family Home For Sale
Active
4
BEDS
5
TOTAL BATHS
3,232
SQFT
9835 Genevieve Court
Charlotte, NC 28270
Fletcher Creek Subdivision
9837 Adison Gray Lane Charlotte NC 28270
Price Change - 2 days ago
1 / 42
$560,000
Single Family Home For Sale
Active
4
BEDS
4
TOTAL BATHS
3,387
SQFT
9837 Adison Gray Lane
Charlotte, NC 28270
Adison Woods Subdivision

Filed Under: Charlotte Historic Homes, Charlotte NC Home Buyers, In the News, Open Houses in Charlotte Tagged With: Charlotte Home Buyers, Charlotte NC Real Estate Agents, CHARLOTTE OPEN HOUSES

Best Tiny Homes On the Market In the Charlotte Metro

01/26/2020 by Debe Leave a Comment

Best Tiny Homes On the Market In the Charlotte Metro

Dreaming of a smaller house to clean? Do you live a minimalistic lifestyle or are you ready to live one? Tiny homes, or granny flats as they are also known, are becoming more and more popular. As Americans look to decrease their carbon footprint, ‘stuff’ is becoming a thing of the past for many. 

With less ‘stuff,’ you need less room; with less room, there is less to clean… Downsizing due to family shrinking or just want to own something rather than pay a landlord rent and it’s only you? Regardless of your familial situation, a tiny house may just be what you need to allow for more travel and to free up your time to enjoy more reading, more traveling or whatever makes you the happiest.

Here are the best tiny homes in Charlotte, Matthews, Davidson and Fort Mill.

5028 Milhaven Lane Charlotte NC 28269
New Listing - 3 weeks online
1 / 15
$139,900
Single Family Home For Sale
Pending
2
BEDS
1
TOTAL BATH
702
SQFT
5028 Milhaven Lane
Charlotte, NC 28269
 
1525 Norris Avenue Charlotte NC 28206
Price Change - 4 weeks ago
1 / 8
$149,000
Single Family Home For Sale
Active Under Contract
2
BEDS
1
TOTAL BATH
651
SQFT
1525 Norris Avenue
Charlotte, NC 28206
Druid Hills Subdivision
901 Druid Circle Charlotte NC 28206
New Listing - 3 weeks online
1 / 10
$200,000
Single Family Home For Sale
Active
2
BEDS
1
TOTAL BATH
726
SQFT
901 Druid Circle #11
Charlotte, NC 28206
Druid Hills Subdivision
1713 Mcdonald Street Charlotte NC 28216
1 / 6
$139,000
Single Family Home For Sale
Active
3
BEDS
1
TOTAL BATH
780
SQFT
1713 Mcdonald Street
Charlotte, NC 28216
University Park Subdivision

*All homes are under 800 square feet

#LoseYourCharlotteLandlord #TinyHousesInCharlotteMetro

© Debe Maxwell | The Maxwell House Group | RE/MAX Executive | CharlotteBroker@icloud.com | Best Tiny Homes On the Market In the Charlotte Metro

Filed Under: Charlotte NC Home Buyers Tagged With: Charlotte Home Buyers, Tiny Houses in Charlotte NC

SouthPark Market Report JULY 2019

07/14/2019 by Debe Leave a Comment

SouthPark Real Estate Market Report JULY 2019

SouthPark Market Report ChalkboardSouthPark, that prestigious address that offers, not only wonderful proximity to everything Charlotte but, a lifestyle that is highly desirable. We are 12 minutes from Uptown and 12 minutes from Ballantyne (north and south) and the same distance from Cotswold on the east side and Dilworth on the west side. It really doesn’t get more ‘central’ than that, does it?! The central location in the city may just be the reason that SouthPark is one of the southeast’s largest live/work communities  as well.

A variety of housing styles fill the SouthPark community, ranging from 1950’s ranch properties in Beverly Woods and Barclay Downs to newer multi-million-dollar homes in neighborhoods like Quail Hollow, Carmel Park, Foxcroft, Sharon Hills, Royden and the exclusive gated communities of Morrocroft and nearby Seven Eagles.  The Harris YMCA, located at the corner of Sharon and Quail Hollow Roads, is also a legacy from theMorrison/Harris family. Read more about SouthPark neighborhoods here.

The latest numbers are in for June and the real estate market remains fairly strong in the SouthPark area.

SouthPark home sales continue to trend upwards, demonstrating that our community remains a hot spot to land when moving to the area! Here is the latest market report:

Average Sales Prices in the Zip Codes that make up the SouthPark community:

The inventory remains low with a  3.5 month supply, a strong sellers market.


New listings during the month of June were 1,935, fairly low inventory and very similar to the previous month.

There are currently 401 homes on the market.

Average sales price during the month of June was $502,103.

Average price per square foot during the month of June was $188.

List-to-sales price is at 96.2% in the SouthPark area.

There were 1,378 Closed homes in SouthPark during the month of June.

Average days on the market have increased slightly to 48 in SouthPark.


SouthPark Charlotte Map

SEARCH ALL SOUTHPARK HOMES FOR SALE


BUYERS

Visit www.TheMaxwellHouseGroup.com for more information and to search for homes in SouthPark. Your first step should be enlisting an experienced, local real estate broker. Selecting a great broker is not as easy as it may seem. There are real estate agents and brokers who will sell you anything but, you want to enlist a seasoned real estate professional for your real estate needs. We would love to share our knowledge of the SouthPark/South Charlotte area with you…and give you the grand tour too!

Hiring the RIGHT Charlotte Realtor® is critical to your home buying success!


SELLERS  

If you’re thinking of selling your Charlotte home, let’s talk! As with everything in life, preparation is key and I will equip you with what you’ll need to get you, as seamlessly as possible, through the home-selling process. Call or text (704) 491-3310

*References from any of our sellers are available upon request.  Read our reviews www.CharlotteRealEstateAgentReviews.com. 

Hiring the RIGHT Charlotte Realtor® is critical to your home selling success too!

© Debe Maxwell | The Maxwell House Group | CharlotteBroker@icloud.com | SouthPark Market Report JULY 2019

Filed Under: Charlotte NC Home Buyers, Charlotte NC Home Sellers, Charlotte NC Real Estate Market Reports, Charlotte Relocation, In the News, SouthPark, The Latest on All Things Real Estate - Charlotte NC Tagged With: Charlotte Home Buyers, Charlotte NC Buyers, Charlotte NC Home Sellers, Charlotte NC Real Estate Agents, Charlotte NC Real Estate Market Reports, Relocate to Charlotte NC, Search Charlotte Neighborhoods, SouthPark Neighborhoods

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Debe Maxwell, CRS
Realtor®/Broker
The Maxwell House Group
DebeM@ReMax.net  
(704) 491-3310
2901 Coltsgate RD, Suite 100
Charlotte, NC 28211

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