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SouthPark Market Report JULY 2019

07/14/2019 by Debe Leave a Comment

SouthPark Real Estate Market Report JULY 2019

SouthPark Market Report ChalkboardSouthPark, that prestigious address that offers, not only wonderful proximity to everything Charlotte but, a lifestyle that is highly desirable. We are 12 minutes from Uptown and 12 minutes from Ballantyne (north and south) and the same distance from Cotswold on the east side and Dilworth on the west side. It really doesn’t get more ‘central’ than that, does it?! The central location in the city may just be the reason that SouthPark is one of the southeast’s largest live/work communities  as well.

A variety of housing styles fill the SouthPark community, ranging from 1950’s ranch properties in Beverly Woods and Barclay Downs to newer multi-million-dollar homes in neighborhoods like Quail Hollow, Carmel Park, Foxcroft, Sharon Hills, Royden and the exclusive gated communities of Morrocroft and nearby Seven Eagles.  The Harris YMCA, located at the corner of Sharon and Quail Hollow Roads, is also a legacy from theMorrison/Harris family. Read more about SouthPark neighborhoods here.

The latest numbers are in for June and the real estate market remains fairly strong in the SouthPark area.

SouthPark home sales continue to trend upwards, demonstrating that our community remains a hot spot to land when moving to the area! Here is the latest market report:

Average Sales Prices in the Zip Codes that make up the SouthPark community:

The inventory remains low with a  3.5 month supply, a strong sellers market.


New listings during the month of June were 1,935, fairly low inventory and very similar to the previous month.

There are currently 401 homes on the market.

Average sales price during the month of June was $502,103.

Average price per square foot during the month of June was $188.

List-to-sales price is at 96.2% in the SouthPark area.

There were 1,378 Closed homes in SouthPark during the month of June.

Average days on the market have increased slightly to 48 in SouthPark.


SouthPark Charlotte Map

SEARCH ALL SOUTHPARK HOMES FOR SALE


BUYERS

Visit www.TheMaxwellHouseGroup.com for more information and to search for homes in SouthPark. Your first step should be enlisting an experienced, local real estate broker. Selecting a great broker is not as easy as it may seem. There are real estate agents and brokers who will sell you anything but, you want to enlist a seasoned real estate professional for your real estate needs. We would love to share our knowledge of the SouthPark/South Charlotte area with you…and give you the grand tour too!

Hiring the RIGHT Charlotte Realtor® is critical to your home buying success!


SELLERS  

If you’re thinking of selling your Charlotte home, let’s talk! As with everything in life, preparation is key and I will equip you with what you’ll need to get you, as seamlessly as possible, through the home-selling process. Call or text (704) 491-3310

*References from any of our sellers are available upon request.  Read our reviews www.CharlotteRealEstateAgentReviews.com. 

Hiring the RIGHT Charlotte Realtor® is critical to your home selling success too!

© Debe Maxwell | The Maxwell House Group | CharlotteBroker@icloud.com | SouthPark Market Report JULY 2019

Filed Under: Charlotte NC Home Buyers, Charlotte NC Home Sellers, Charlotte NC Real Estate Market Reports, Charlotte Relocation, In the News, SouthPark, The Latest on All Things Real Estate - Charlotte NC Tagged With: Charlotte Home Buyers, Charlotte NC Buyers, Charlotte NC Home Sellers, Charlotte NC Real Estate Agents, Charlotte NC Real Estate Market Reports, Relocate to Charlotte NC, Search Charlotte Neighborhoods, SouthPark Neighborhoods

What’s Your FICO Score? Do You Know What Score You Need to Buy a House?

03/19/2019 by Debe Leave a Comment

What’s Your FICO Score? Do You Know What Score You Need to Buy a House?

Oh the myths we hear in our business! Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is those reporters were misinformed…as were the renters who read the erroneous articles!

To begin with, only 25% of the Americans have a FICO® Score between 740 and 800. Here is the breakdown according to Experian:

  • 16% Very Poor (300-579)
  • 18% Fair (580-669)
  • 21% Good (670-739)
  • 25% Very Good (740-799)
  • 20% Exceptional (800-850)

Just because you have a low credit score doesn’t mean you can’t purchase a home. Just as there are a multitude of options available for those with exceptional scores, there are a lot of options out there for consumers with low FICO® scores.

“What’s our FICO Score? Can we buy a house?”

Low or no credit score? There are many programs available with low or no credit score requirement. The Federal Housing Administration (FHA) now requires a minimum FICO® score of 580 if you want to qualify for the low down payment advantage. 

The US Department of Agriculture (USDA) does not set a minimum credit score requirement, but most lenders require a score of at least 640. 

Veterans Affairs (VA) loans have no credit score requirement.

As you can see, none of those programs require a credit score above 700!

Yes, it’s true that the average FICO® score for all Closed loans in January, 2019 was 726 (that includes refinances).  There are plenty of home buyers and homeowners taking advantage of the low credit score requirements when purchasing or refinancing. 

This graphic represents the average FICO® Score of Closed FHA Loans since April 2012 according to Ellie Mae:

Average FICO Score of Closed FHA Loans (Refinances & Purchases)

As you can see, there has been a reduction for the last seven years. In fact, for FHA Purchase loans, the average FICO® Score reported in January 2019 was 675!

Many Americans simply assume that their credit score is too low to qualify and do not even bother to check. Credit.com confirmed that only 57% of individuals sought out their credit score at least once last year.

FICO® reported that since 2009, the average FICO score has steadily increased from a low of 686 in 2009 to today’s average of 704.This graph demonstrates the increase in the average US FICO® Score over the same period of time as the graph above (2009 – 2019).

The Average US FICO Score is on the rise in 2019.

Bottom Line

A surprising 84% of Americans have a FICO score that will allow them to buy a house. If you are unsure what your score is or would like to improve your score in order to become a homeowner, let’s talk! I would love to help you set a path to achieve your dream! Call or text (704) 491-3310

© Debe Maxwell | The Maxwell House Group | RE/MAX Executive | CharlotteBroker@icloud.com | What’s Your FICO Score? Do You Know What Score You Need to Buy a House?

Filed Under: Charlotte NC Home Buyers, Charlotte Real Estate Q&A, In the News, The Latest on All Things Real Estate - Charlotte NC Tagged With: Charlotte Home Buyers, Charlotte NC Buyers

Custom Home in Popular Dilworth Neighborhood is Under Contract!

03/15/2019 by Debe 1 Comment

**Another Maxwell House Group – Re/Max Executive Listing UNDER CONTRACT**

Sorry you missed this lovely home! If you’re thinking of selling your home, visit www.ListMyCharlotteHome.com, call (704) 491-3310 or email CharlotteBroker@icloud.com for other available homes for sale in this area or give us a call and we’ll put you on our ‘hot list’ for instant notification when a home in this area comes available–as SOON as it comes on the market!

HUGE $100K+ PRICE IMPROVEMENT! Price per square foot is below market value on this stunning custom 2-story arts & crafts home. Located in the Dilworth neighborhood, one of Charlotte’s premier historic communities, you will be living just minutes from Uptown Charlotte.

Enjoy entertaining in your open great room/kitchen/breakfast area that flows beautifully onto the large screened porch, overlooking the babbling stream and wooded area in the back.

Floor to ceiling stone modern fireplace with gas logs, flanked by custom built-ins. No detail overlooked in this lovely home: 10′ ceilings down/9′ ceilings up, hardwood floors throughout (except baths/laundry/bedrooms), zero entry double-head shower with stand-alone soaking tub, dual vanities in master bath, gorgeous wood trim accents, oversized parking pad with covered parking at mudroom/kitchen entry.

Minutes to Uptown, Myers Park, South End & Sedgefield. Imagine having Freedom Park, shopping & restaurants just quick stroll away. Incredibly friendly neighbors and quiet, dead-end street – great for neighborhood gatherings with no through-traffic! You will LOVE this location!

Take the walk-through virtual tour and then give us a call! We’d love to give you the grand tour! (704) 491-3310


© Debe Maxwell | The Maxwell House Group | CharlotteBroker@icloud.com | HUGE $100K PRICE IMPROVEMENT on Custom Home in Popular Dilworth Neighborhood

Filed Under: Charlotte NC Home Buyers, Charlotte NC Luxury Homes, Charlotte Relocation, Dilworth Market Reports, The Latest on All Things Real Estate - Charlotte NC Tagged With: Charlotte Home Buyers, Charlotte NC Buyers, Charlotte NC Real Estate Agents, Dilworth Charlotte NC, Historic Charlotte Homes for Sale

Summerhouse, A Lake Wylie Community

11/24/2018 by Debe Leave a Comment

Summerhouse, A Lake Wylie Community

Summerhouse at Paddlers cove features 170 all-ranch and 1.5 story homes with all of the latest technology – smart features throughout these homes. Homes come with whole-home connectivity with NO dead spots, Alexa to operate lights, TV and music on your Sonos speakers, wireless thermostat & door lock & ring doorbell – on all homes.

Summerhouse at Paddlers Cove

Summerhouse at Paddler’s Cove has a small-town feel but, is quite convenient to city living – only 9 miles from I-485. This community offers 2-4 bedroom ranch homes with 2-story guest suite options and 2- 3 car garages. Access to Lake Wylie with public and private marinas give you and your family the opportunity for a little fun in the sun. Along with access to Lake Wylie, enjoy a large covered outdoor patio and swimming pool bordering the water.

School assignments in 2018 include:

    • Bethel Elementary School
    • Oakridge Middle School
    • Clover High School

Search all homes for sale in Summerhouse

4038 Home Grown Way Lake Wylie SC 29710
New Listing - 6 days online
1 / 39
$340,000
Single Family Home For Sale
Pending
3
BED
3
TOTAL BATHS
2,185
SQFT
4038 Home Grown Way
Lake Wylie, SC 29710
Summerhouse at Paddlers Cove Subdivision
5006 Warbler Way Lake Wylie SC 29710
1 / 80
$424,900
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
2,866
SQFT
5006 Warbler Way
Lake Wylie, SC 29710
Summerhouse at Paddlers Cove Subdivision


If you’re thinking of buying new construction or a resale in the community, let’s talk! You’re going to want your own representation. We’ve helped other buyers in the Summerhouse community and would love to help you too! Call or text (704) 491-3310.

Filed Under: Charlotte NC Home Buyers, Charlotte Relocation, In the News, The Latest on All Things Real Estate - Charlotte NC Tagged With: Charlotte Home Buyers, Charlotte NC Buyers, Charlotte NC Real Estate Agents, Lake Wylie homes for sale, Search Charlotte Neighborhoods

Fort Mill, SC Market Report | OCT 2018

10/28/2018 by Debe Leave a Comment

Fort Mill, SC Market Report | OCT 2018

Fort Mill Real Estate Market ReportEven during the winter months, Fort Mill continues to be one of the Metro region’s hottest real estate markets.  Charlotte, being right on the state line of North and South Carolina, borders this popular South Carolina town.

A Fort Mill commute can be shorter to Uptown Charlotte than many areas within the city itself! This pristine South Carolina town offers a variety of home styles, prices, lake and golf course living and excellent schools.  Low SC taxes also draw a good number of our Charlotte area relocation clients to Fort Mill.

How’s the Fort Mill residential real estate market doing?
Here are the final numbers for November sales:

  • 82 Fort Mill single family homes sold and Closed in September, 2018.
  • Average list price was $394,904.
  • Average sales price, $377,018, a 95.4% list-to-sales-price ratio.
  • Sales prices in Fort Mill ranged from $170,000 to $960,000 last month.
  • Average heated square feet was 2,937 and sold at $131.17/square foot.
  • Average beds & baths, 4 & 3.
  • Most sales in a single community in the Fort Mill market were:
    • Four Seasons at Gold Hill – 3 sales
    • Masons Bend – 5 sales
    • Massey – 9 sales
    • Regent Park – 5 sales
    • Springfield – 3 sales
    • Waterside at The Catawba – 3 sales

Historical data via interactive graphics follow.

Average Sales Price – $331,728

Inventory – 2.8 month supply (STRONG seller’s market)

Average Days on the Market – 44

Average Number of Showings Per Listing (until Contract) – 16

Average Price Per Square Foot – $128

Number of Homes for Sale in Fort Mill (all types – new construction [listed], resales – condos/townhomes & single family homes) – 375

 


 

BUYERS

Visit www.TheMaxwellHouseGroup.com for more information and to search for homes in Fort Mill, SC. Your first step should be enlisting an experienced, local real estate broker. Selecting a great broker is not as easy as it may seem. There are real estate agents and brokers who will sell you anything but, you want to enlist a seasoned real estate professional for your real estate needs. We would love to share our knowledge of the Fort Mill market with you…and give you the grand tour of this lovely area!

Hiring the RIGHT Charlotte Realtor® is critical to your home buying success!

 


 

SELLERS

If you’re thinking of selling your Fort Mill home, let’s talk!  As with everything in life, preparation is key and I will equip you with what you’ll need to get you, as seamlessly as possible, through the home-selling process. Call or text (704) 491-3310 and let’s get started!

*References from any of our sellers are available upon request.  Read our reviews at www.CharlotteRealEstateAgentReviews.com

Hiring the RIGHT Charlotte Realtor® is critical to your home selling success too!

Search Fort Mill Homes for Sale

© Debe Maxwell | The Maxwell House Group | CharlotteBroker@icloud.com | Fort Mill, SC Market Report | OCT 2018

Originally posted at https://www.icharlotterealestate.com/fort-mill-sc-market-report-nov-2017/

 

Filed Under: Charlotte NC Home Buyers, Charlotte NC Home Sellers, Fort Mill SC, In the News, The Latest on All Things Real Estate - Charlotte NC Tagged With: Charlotte NC Buyers, Charlotte NC Home Buyers, Charlotte NC Real Estate Market Reports, Fort Mill Homes for Sale, Fort Mill Market Reports

Creekshire Estates Market Report OCT 2018

10/26/2018 by Debe Leave a Comment

Creekshire Estates Market Report OCT 2018

Living in Creekshire Estates in Steele Creek
Creekshire Estates is a wonderful neighborhood, located in the ever-popular Steele Creek community. Most homes in Creekshire Estates are Energy Star Certified (very energy efficient) as the community, built by M/I Homes, as an  Energy Star Partner.

The HOA dues are very reasonable and the neighbors, quite friendly. The convenient location makes Creekshire the kind of community that many Charlotte home buyers want to call home. The builder offered a 30-year transferable warranty as well, currently with 25 years remaining on the warranties.

Residents enjoy a fabulous community pool and a very social neighborhood in one of Charlotte’s most popular areas.

For those reasons, Creekshire Estates homes tend to command top dollar, selling in a relatively short period of time – especially in our current, hot market.


How’s the market in Creekshire Estates?

 

Here is the latest data on this popular Steele Creek community:

 

 

CURRENT INVENTORY – Less than a 1-month supply (0.8 months)

AVERAGE SALES PRICE – $346,581

AVERAGE DAYS ON THE MARKET – 28

AVERAGE PRICE PER SQUARE FOOT – $106.

AVERAGE TOTAL NUMBER OF SHOWINGS UNTIL CONTRACT – 12


 

BUYERS  

Visit www.TheMaxwellHouseGroup.com for more information and to search for homes in Creekshire Estates. Your first step should be enlisting an experienced, local real estate broker. Selecting a great broker is not as easy as it may seem. There are real estate agents and brokers who will sell you anything but, you want to enlist a seasoned real estate professional for your real estate needs. We would love to share our knowledge of the Steele Creek market with you…and give you the grand tour of this popular area!

Hiring the RIGHT Charlotte Realtor® is critical to your home buying success!

 


 

SELLERS  

If you’re thinking of selling your Creekshire home, let’s talk! As with everything in life, preparation is key and I will equip you with what you’ll need to get you, as seamlessly as possible, through the home-selling process. Call or text (704) 491-3310 *References from any of our sellers are available upon request.  Read our reviews at www.CharlotteRealEstateAgentReviews.com.  

Hiring the RIGHT Charlotte Realtor® is critical to your home selling success too!  

 


 

SEARCH ALL CREEKSHIRE ESTATES HOMES FOR SALE

View our incredible ranch with basement listing that was previously the model home!

 

© Debe Maxwell | The Maxwell House Group | CharlotteBroker@icloud.com | Creekshire Estates Market Report OCT 2018

originally posted at https://www.icharlotterealestate.com/creekshire-estates-market-report-march-2018

Filed Under: Charlotte NC Home Buyers, Charlotte NC Home Sellers, Charlotte NC Real Estate Market Reports, The Latest on All Things Real Estate - Charlotte NC Tagged With: Charlotte NC Buyers, Charlotte NC Home Buyers, Charlotte NC Home Sellers, Charlotte NC Real Estate Agents, Charlotte NC Real Estate Market Reports, Creekshire Estates

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Debe Maxwell, CRS
Realtor®/Broker
The Maxwell House Group
DebeM@ReMax.net  
(704) 491-3310
2901 Coltsgate RD, Suite 100
Charlotte, NC 28211

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