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Purchasing Charlotte Homes for Sale Now – Q & A

Purchasing Charlotte Homes for Sale Now – Q & A

Q&A regarding Charlotte real estateThe Charlotte real estate market is currently flooded with homes for sale.   Interest rates are at an all time low on fixed rate mortgages.  Terms for acquiring a home loan are definitely possible for those who may have a little blip on their credit report.  This is expected to change and possibly soon, which means now is prime time to buy a Charlotte home for sale.

To help you with this process, here are answers to four of the most popular questions I’ve recently received from home buyers:

Q:  Where can I find the best deal on Charlotte homes for sale?

A: Many Charlotte communities have great finds.  Because homes are sitting on the market for a longer period of time, many homeowners are more willing than ever to negotiate.  Bear in mind, however, that their prices are, for the most part, not over-inflated as they were a year ago.  Those ‘deep discounts’ simply are not as available as they were in 2009-2010.

Q:  What about buying new construction?

A: The option for new construction is open to more people than ever before. Builders are offering extended home warranties and many upgrades to help move their inventory.  Some builders are even offering financial assistance to reach an even larger number of buyers.

Here’s the number one tip to get the best deal in new construction:  Before starting your search for new construction, hire a real estate agent.  Your real estate agent can negotiate the best deal for you, even in new construction.   Be sure to visit new construction with your agent so the builder knows that you’re represented.  This representation costs you nothing and will save you a lot of money.

Q:  Should I look at short sales and foreclosures for my best deal?

Answers to your real estate questions

A: That depends.  Although there are good deals to be found, the time and effort involved in purchasing short sales and foreclosures can also be a huge negative.  Negotiating with a homeowner can be much easier than trying to negotiate with a lender for the short sale or foreclosure.  However, if you have the time, oftentimes the wait is well worth it.

Q:  Should I wait for home prices to go even lower?

A: As reflected in the latest home price statistics, Charlotte prices are creeping up following a strong spring market. Prices of Charlotte homes for sale have come down from a few years ago and are much more stable than in recent years.  The days of inflated home prices are long gone.  This does not mean that homes will not increase in value.  It only means that they will do so at a rate that should prevent the upside-down mortgages that some people are facing today.

This is a prime time to purchase a home. With the large number of homes on the market, you are certain to find one to call home.  Let me help you in your search.  Call me or email me today.  I’m happy to help!

 

 

Posted in: Charlotte NC Home Buyers, Charlotte Relocation, The Latest on All Things Real Estate - Charlotte NC Tagged: Charlotte home buyer tips, Charlotte Home Buyers, Charlotte NC Buyers

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