Get Pre-Approved Prior To Shopping for Charlotte NC Real Estate
Visit your financial or lending institution prior to searching Charlotte NC real estate. Quickly, you’ll know the amount of mortgage for which you’ll qualify. Be sure to get a mortgage commitment in writing from your lender. This first step not only lessens your stress of ‘wondering’ whether or not you’ll qualify but, when you present your offer on your Charlotte NC dream home, you’ll be telling sellers that you are a serious prospect.
Depending upon market conditions, a seller may lean towards a less ‘conditional’ Offer. You’ll have less negotiating power if you have to wait for mortgage approval. Strengthen your Offer with a pre-approval!
Banks and financial institutions have developed many specialty programs for home buyers, whether you’re a first-time buyer or a seasoned home buyer. When you review your needs and objectives with a lending officer, you’ll ease the process not only in less time and stress but, can save you thousands in your negotiations.
What type of Charlotte NC lender/banker is right for you? If you need help or would like a list of lenders, please contact us; we’re happy to help.