How to Narrow Your Search for Charlotte Homes With the wide array of Charlotte homes on the market today, how do you narrow your search without missing out on that perfect home? Here are 4 steps you can take to narrow your search for Charlotte homes. Step 1: Decide on your top priority. Is it location, price, number of bedrooms or something else? Once you’ve decided on the most important feature, concentrate your search there. Step 2: Search for homes. Most people start their search online. There are many real estate web sites you can browse through. Unfortunately, there are two big … Continue reading...
Purchasing Charlotte Homes for Sale Now – Q & A
Purchasing Charlotte Homes for Sale Now - Q & A The Charlotte real estate market is currently flooded with homes for sale. Interest rates are at an all time low on fixed rate mortgages. Terms for acquiring a home loan are definitely possible for those who may have a little blip on their credit report. This is expected to change and possibly soon, which means now is prime time to buy a Charlotte home for sale. To help you with this process, here are answers to four of the most popular questions I’ve recently received from home buyers: Q: Where can I find the best deal on Charlotte … Continue reading...
Charlotte NC Home Buying Process: The Consultation
Charlotte NC Home Buying Process: The Consultation CHARLOTTE NC: What should you expect when buying a home in Charlotte NC? As a first-time or seasoned home buyer, you should expect unsurpassed customer service and superior knowledge of the area. You should expect to have this be the easiest home-buying processes you've ever experienced if you've purchased a home before. We are here to take the ‘worry’ out of the process for you as we will take care of the details for YOU. When you work with The Maxwell House Group agents, the home buying process will be broken into four simple … Continue reading...
Buyer Tips: Locate the Neighborhood BEFORE You Look for a New Home
Buyer Tips: Locate the Neighborhood BEFORE You Look for a New Home Charlotte has a multitude of areas, subareas, communities, subdivisions and neighborhoods and if you're new to the area, you really do need a knowledgeable agent to guide you through the process of elimination as far as neighborhoods are concerned. There are a few good sites that I recommend to my clients to learn more about the different areas/neighborhoods in Charlotte. First, you'll want to consult your agent and let him/her know, specifically, what you're looking for. Ask your agent if he/she is a Charlotte Certified … Continue reading...
Your New Charlotte Home: Homeowner’s Insurance
Your New Charlotte Home: Homeowner’s Insurance You know you need homeowner's insurance but what kind and how much do you need to purchase? To help you calculate, here are answers to some of the most frequently asked questions about homeowner’s insurance. How much homeowner’s insurance do you need? Lenders require you to carry enough coverage to protect their investment, which means the amount of your loan. But the amount of your loan most likely isn’t enough to rebuild your home, if it was damaged. To be able to replace your home and its contents in case of a disaster, you probably want … Continue reading...
Charlotte Home Buyers Guide Part 1
Charlotte Home Buyers Guide Part 1: Define Your Goals Buyers remain active in the Charlotte North Carolina real estate market. Like most people, buying a home represents your single largest investment, and therefore brings on the stress! Bear in mind though, that the home buying process can be one of the most exciting experiences you ever go through as well. Whether you're in the market for your first Charlotte home for sale or you're an 'old hat' at home buying, never before has the market offered such wonderful opportunities or been riddled with unknown risks. These opportunities may … Continue reading...
What Tax Benefits Can I Expect When Buying a Charlotte Home for Sale?
Are you on the fence about buying a Charlotte home for sale? Jane Peters of Los Angeles writes a good summary of the attractive benefits of homeownership with regards to federal tax breaks. Of course, you'll always want to confirm any tax deduction with your CPA before filing your taxes. ________________________________________________________ If you are on the fence about buying a home, consider that the tax benefits of home ownership can be attractive. What are the tax benefits of buying a home? Mortgage interest reduction. A homeowner can deduct the interest on a mortgage up to $1 … Continue reading...
When Buying a Home in Charlotte, Hold Off on Your Spending
If you are buying a home in Charlotte NC and you have been approved for a mortgage based on your credit, be aware that, effective June 1, 2010, your lender may order another full credit screening. This is to ensure that you have not taken out, or even shopped for additional loans - a new car, furniture, and new credit card, etc. If the new credit screening finds that you have, the loan will be put on hold pending further investigation. If the loans are large enough to affect the debt-to-income ratio this could put an end to the loan as it could mean monthly payments that are too high to … Continue reading...
Before You Search for Charlotte Homes, Develop a Needs vs. Wants List
Before you search for Charlotte NC real estate, develop a needs vs. wants list Everyone has a picture in mind of their ideal home. This picture includes all of the features you not only need, but have long desired. However, when it comes time to buying a home, the desires cost more. While it’s nice to imagine having a beautifully landscaped backyard, or a sunroom, perhaps even some specialty appliances, these are usually considered luxury items, which can add considerably to the price of your Charlotte NC real estate. That’s why it’s always a good idea to develop a needs vs. wants list. … Continue reading...
To Leave Satisfied, You Must Arrive Prepared
To leave satisfied, you must arrive prepared Consider this website your home buyer’s toolkit. Open it up, take a look around, and if you like, start equipping yourself with the tools necessary to make your best purchase. In most businesses, knowledge equals power, and real estate is certainly no exception. We hope you enjoy the free reports we’ve provided, and we hope you learn a little more about what it takes to make your important purchase a great one. The Charlotte real estate market is certainly volatile, and all of the information about buying a home can be … Continue reading...