Charlotte Home Buyers Guide, Step 6 – Finalizing Financing

Financing is a HUGE part of your Charlotte home purchase timeline

Charlotte Home Buyers Guide Step 6 – Obtaining Financing With the details addressed and your Charlotte home shopping is complete, it’s time to put your lender to work.  Now that you have a ratified Contract (your Offer is signed by both you and the Sellers and everything is  mutually agreed upon), you’ll embark on a rapid-flow timeline.  Financing must be addressed, first and foremost.  Simultaneously, your real estate agent will be scheduling your Closing and inspections, based upon your choice of attorneys and inspectors. If you’ve followed our recipe for a successful home purchase, … Continue reading...

Charlotte Home Buyers Guide, Part 5 – Making the Offer

Making an Offer on a Charlotte home for sale

Charlotte Home Buyers Guide, Step 5 – Making the Offer We’re down to the wire now!  You’ve narrowed down the details of your Charlotte home search, found your Realtor®, chosen your lender and now found your new Charlotte dream home.  What’s next?  Making an Offer on that property and negotiating with the seller.  Frankly, this is not exciting reading but, this is where your Realtor® is worth his or her weight in gold!  Ask questions with regards to the Offer and be certain that your agent has fully explained the terms of your Offer BEFORE presenting it to the other party. Your local Charlotte … Continue reading...

Charlotte Home Buyers Guide Part 4 | Let’s Go Home Shopping!

Search for Charlotte North Carolina real estate

Charlotte Home Buyers Guide Step 4 – Now, Let’s Go Shopping! After you've defined your goals pertaining to your Charlotte real estate purchase, you’ve  found a Charlotte Realtor® to get you through this process and located the lender that is right for you, it’s time to go shopping for Charlotte homes for sale! Keep in mind that you will want your OWN Realtor® to represent YOU for the job.  Also, this article should clear things up for you if you need help deciding which type of real estate professional (agent, broker, Realtor®) is right for the job. Once you have established your ‘bottom … Continue reading...

Charlotte Home Buyers Guide Part 3 – Lending Tips

Checklist for homeowners when selling a Charlotte home for sale

Get Pre-Approved Prior To Even Shopping for Charlotte NC Real Estate The steps to purchasing your new home in Charlotte NC are imperative to follow for a stress-free transaction.  The first, defining your goals, is something that you'll do prior to contacting anyone to assist you.  Once you've established your goals, contacting a Realtor® or a lender is next.  If you don't already have a trusted lender, most active Charlotte real estate agents can recommend a qualified lender, who you should consult before ever beginning your Charlotte home search. When you consult with a lender, you … Continue reading...

Charlotte Home Buyers Guide Part 2 – Five Steps to Picking a Realtor®

Choosing a Charlotte Real Estate Agent

5 Tips to Selecting a Powerful Realtor® To Help You Buy a Home After you've defined your goals pertaining to your Charlotte real estate purchase, it's time to select a Realtor® to get you through this process.  Keep in mind that you will DEFINITELY want your OWN Realtor® to represent YOU for the job.  Finally, this article should clear things up for you if you need help deciding which type of real estate professional (agent, broker, Realtor®) is right for the job. Here are five tips to help you identify the best Charlotte real estate agent to assist you in locating the home of your … Continue reading...

How to be a Smart Charlotte Home Buyer

Tips for Charlotte Home Buyers

How to be a Smart Charlotte Home Buyer Today, buying a Charlotte home can be both easier and more difficult than in years past.  Yes, it IS a buyer’s market, which implies that prices are lower, but it also means there is a large supply of homes for sale that you have to wade through to find your dream home.  Purchasing a home is a lot simpler when you know how to be a smart Charlotte home buyer. Follow these five Charlotte home buyer tips to purchase the home of your dreams with less hassle and at a great price: List your Charlotte home before searching for another home.  Contingent … Continue reading...

Charlotte Real Estate Agents | Buyers are Happier with Local Agents

Buyer Tips for Charlotte NC Homes for Sale

Buyers are Happier with Local Charlotte Real Estate Agents According to a recent study, buyers prefer to work with Charlotte real estate agents who live in the same area in which they would like to buy a home. Buyers are happier when they work with local agents because they believe the agents are: 1. Familiar with the neighborhood: They know the schools, zoning laws and understand the lifestyle which the buyer is seeking. For example, they can tell you the best places to shop and give you referrals to the best mechanics and home contractors. 2. Involved in the surrounding community: Agents … Continue reading...

Get Pre-Approved Prior To Shopping for Charlotte NC Real Estate

Get Pre-Approved Prior To Shopping for Charlotte NC Real Estate Visit your financial or lending institution prior to searching Charlotte NC real estate. Quickly, you’ll know the amount of mortgage for which you'll qualify.  Be sure to get a mortgage commitment in writing from your lender.  This first step not only lessens your stress of  'wondering' whether or not you'll qualify but, when you present your offer on your Charlotte NC dream home, you’ll be telling sellers that you are a serious prospect. Depending upon market conditions, a seller may lean towards a less 'conditional' Offer. … Continue reading...

Crack the Advertising Code of Charlotte Homes for Sale

Crack the advertising code words on Charlotte Real Estate listings

Crack the Advertising Code of Charlotte Homes for Sale. Real estate has a language all its own; and I don’t just mean phrases like Closing costs, short sales and foreclosures.  What I’m talking about are buzz words used to advertise Charlotte homes for sale. When you understand the typical meaning of these code words, you’ll be better able to determine which Charlotte homes for sale are worth looking at in person. Cozy:  Look at this home if you don’t mind a much smaller than average home. Rustic:  If you want a home in the country (or one that looks like it should be in the country), … Continue reading...

Answers to Your Questions about Online Charlotte Real Estate Valuations

Charlotte Home Buyers

Answers to Your Questions about Online Charlotte Real Estate Valuations Recently, I’ve been receiving a lot of questions about the estimated Charlotte real estate values provided by a variety of online sources.   I thought I’d answer a few of the most frequently asked questions that I get today. Q.  Why is the price you think my home can sell for different than the estimated home values provided by online real estate sources? A. Because computer programs set those prices.  Here’s how it works in general.  A computer pulls the description of your Charlotte real estate from public records.   … Continue reading...