Charlotte home buyer tips | Charlotte NC Homes for Sale By The Maxwell House Group, Realtor

5 Huge Mortgage Mistakes Charlotte Homebuyers Make – and How to Avoid Them

5 Huge Mortgage Mistakes Charlotte Homebuyers Make - and How to Avoid Them As a Charlotte homebuyer, you may actively be seeking out information about your exciting, upcoming purchase. Buying a home is a huge financial investment and it can impact your lifestyle for many years to come. While it is important to learn more about what to look for in a home, it is also important to learn about mistakes homebuyers have made. When you learn more about mortgage mistakes that others have made, you can take steps to prevent making those same mistakes yourself. Looking at Homes BEFORE Obtaining a … Continue reading...

Writing the Offer: 4 Ways Catch Charlotte Seller’s Attention

Making an Offer on a Charlotte home for sale

Writing the Offer: 4 Ways Catch Charlotte Seller's Attention It takes time and effort to find the perfect Charlotte home to by. However, in a HOT real estate market, oftentimes you don’t have a lot of time to ‘react’ to your find. After you have found that home, you now need to convince the seller that your Offer is the one they want to choose. There may be multiple Offers already on the table, so you are in a situation where you are in a serious competition for the home. However, even if your Offer is the only one the sellers have in their hands, there is no requirement that they must … Continue reading...

Speeding Up the Close: Five Tips on How to Close Your Mortgage Loan ON TIME

Top 5 Mortgage Tips for Charlotte Home buyers

Speeding Up the Close: Five Tips on How to Close Your Mortgage Loan ON TIME When a Seller accepts an Offer from a Buyer, the process of obtaining the property has only just begun. The Buyer now has to perform detailed due diligence including all inspections, survey, appraisal, approval (Title search, pay-offs from seller) from an attorney and obtain a mortgage – all of which can be time consuming. Here are a few ways that you can speed up the mortgage process and close the deal ON TIME. Get Conditional Approval Before You Tour Your First Home If you have not been conditionally approved for … Continue reading...

Buying Land to Build a New Home In Charlotte? Don’t Forget These Three Important Considerations

Buying Land to Build a New Home In Charlotte? Don't Forget These Three Important Considerations When we talk real estate, most people envision buying an existing home on an already-landscaped property with all appointments intact (lighting, countertops, flooring, cabinetry, etc.). However, buying vacant land and building a new home in Charlotte is a great way to ensure that you get the home that you want in the location that you want. Take it from someone who recently did just that - it’s a major undertaking! You will definitely want to take these three considerations into account before … Continue reading...

Charlotte Real Estate Q&A | Is a Home Purchase an Investment?

Charlotte Real Estate Q&A | Is a Home Purchase an Investment? You’re darn skippy it is! Think About the Future When Buying Charlotte Real Estate Buying Charlotte real estate should be considered a long-term investment that will affect you for decades. When you are looking to buy a home, it is important to think about not just what you are looking for now, but what will be the most advantageous situation for you in the future--financially. It is truly all about the resale when it comes to buying Charlotte real estate! Of course, it is impossible to predict the future accurately, as … Continue reading...

How To Get Your Offer To Buy A Charlotte Home ACCEPTED

Winning the Bidding War in Charlotte real estate

How To Get Your Offer To Buy A Charlotte Home ACCEPTED So you have found the perfect home in the perfect Charlotte neighborhood and you are ready to buy. The next step is to make an Offer on the home to the Seller. But what if the seller doesn’t accept your Offer as written and someone else comes in and sweeps up your dream home right from under your nose? With so many home Buyers out there, many Sellers are receiving multiple Offers on their properties. This makes it more difficult for you to submit an Offer that stands out and gets the Charlotte home Sellers’ attention. You will need to … Continue reading...

Infographic: What Does A High Credit Scorer Look Like? – Banking Analytics Blog

Charlotte home buyer tips - keeping up that FICO score

Infographic: What Does A High Credit Scorer Look Like? - Banking Analytics Blog New myFICO® research provides revealing insight into the credit profile of US consumers with the highest credit scores, specifically those with FICO® Scores of 750 and above. These FICO Score “high achievers” account for 37% of scorable consumers, or roughly 74 million individuals. The research reinforces that following responsible credit... Debe Maxwell www.iCharlotteRealEstate.com's insight: Great infographic from MyFICO.com - what I've been preaching to my young adult sons for years! It pays to be … Continue reading...

Charlotte Home Buyers | Get Ready…Get Set…GO!

Charlotte Home Buyers | Get Ready...Get Set...GO! Reading a recent article on ActiveRain by Bill Spear, about the time it takes to find a home, reminded me of a caller this week who insisted that we get started looking at homes right away in order to “CLOSE by June 1!” You may laugh, knowing that it can be done in under a month but, with our low inventory, it's taking a bit longer to locate the perfect home. Bill’s post reminded me that our local clients are not the only ones who have this question. Unfortunately our inventory in Charlotte is so low that we are currently in short supply for … Continue reading...

Savvy Charlotte Home Buyer Tips

Savvy Charlotte Home Buyer Tips | Current Market Inventory and How it Impacts Charlotte Home Buyers Okay, I’ll admit it! When I’m making an online purchase, there is just something inside me that drives me to be 100% sure that I am getting the absolute BEST deal available for that product for which I am shopping. I Google-search the product to see if I can locate it somewhere for a lower price than where I first found it; THEN, I search the website’s name with the words ‘coupon code‘ in the hopes that I’ll find yet more of a discount. You won’t believe what some people will go through just … Continue reading...

Why Do I Care About The Resale Value of the Charlotte Home You’re Buying?

Why Do I Care About The Resale Value of the Charlotte Home You’re Buying? Buyers oftentimes look at the immediate appeal of homes, forgetting that this is one of the largest investments they’ll make in their lifetime. Interior features may be shadowing judgement that truly requires one to look at the ‘big picture’ when making such a large investment. Much like the smell of a new car - a fabulously decorated home can be intoxicating but, saving $10,000 by buying a 1-2 year old luxury automobile is probably the better choice for investment purposes; rather than purchasing a brand new car. … Continue reading...