Charlotte Home Loans - Which Lender is Right for You? One of the most misunderstood aspects of Charlotte home loans is the different types of home loans that are available to Charlotte homebuyers. Most buyers assume they have to obtain a home loan from a traditional savings and loan. That is not the case and there are several different options for Charlotte homebuyers to use. Here are the main types of mortgage lenders and how each of them function: Mortgage Bankers: Mortgage bankers are loan originators that operate with the sole objective to sell the loan they create to another source. … Continue reading...
Staged, Stunning and SOLD in Marvin Creek!
Searching for luxury homes for sale in the Charlotte area? Sorry you missed this luxurious Marvin Creek home for sale! However, there are others in the wonderful South Charlotte neighborhood of Marvin Creek. These lovely homes for sale in Marvin Creek are zoned in the award-winning Marvin School Zone. This beautifully appointed estate home in highly sought after Marvin Creek neighborhood with top ranked Marvin Ridge schools is offering its buyers pure luxury in South Charlotte! The winding, dual staircases and soaring ceiling in the foyer beckon you into this one-of-a-kind Marvin Creek … Continue reading...
When Buying a Home in Charlotte, Hold Off on Your Spending
If you are buying a home in Charlotte NC and you have been approved for a mortgage based on your credit, be aware that, effective June 1, 2010, your lender may order another full credit screening. This is to ensure that you have not taken out, or even shopped for additional loans - a new car, furniture, and new credit card, etc. If the new credit screening finds that you have, the loan will be put on hold pending further investigation. If the loans are large enough to affect the debt-to-income ratio this could put an end to the loan as it could mean monthly payments that are too high to … Continue reading...
Is Under Pricing a Home FALSE Advertisement?
Is Under Pricing a Charlotte Home FALSE Advertisement? Fellow real estate agent in Wellington, FL and contributing editor to the www.iCharlotteRealEstate.com site, writes a great article explaining why REO agents price homes more competitively than we often think they should. One of my clients recently submitted an offer on a Bank Owned (REO) property in Wellington Florida and without even reviewing the comparables I knew the home was under priced, which is common with REO properties in this area. Instead of pricing the home at market value a REO listing agent will under price the home to … Continue reading...
3 Simple Steps to Prepare Your Charlotte Home for Sale
3 Simple Steps to Prepare Your Charlotte Home for Sale Thinking of selling your Charlotte home during the spring market? Here are a few tips to help your Charlotte home show better and sell faster. Get rid of the excess: Eliminate as much as possible, and then when you think you’ve eliminated, do it again! Remember when staging your Charlotte home for sale, less is best. As well, keep in mind that you’re going to be moving soon so, consider this, ‘early packing.’ Exchange your personal photos for framed art. The main idea is to remove as much as possible and replace personal items … Continue reading...
Design Trends for Charlotte Homes
Design Trends for Charlotte Homes Trends for national and Charlotte homes come and go depending upon many factors, including the needs and desires of buyers, changes in technology as well as economic trends. Here are some current design trends for national and Charlotte homes: Kitchens are the heart of the home People still love kitchens that are open and airy. Popular kitchen countertops will soon embrace the green movement, moving away from granite towards crushed recyclable glass under a solid, smooth surface. Energy efficiency According to The Joint Center for Housing Studies, … Continue reading...
Condos and Townhomes for Sale in Matthews NC :: Real Estate Market Report FEB 2011
Condos and Townhomes for Sale in Matthews NC :: Real Estate Market Report FEB 2011 Condos and townhomes for sale in Matthews range from transitional to colonial to modern style. Condos and townhomes for sale in Matthews NC have grown in popularity over the past few years but, recent Charlotte market declines has begun to filter out into the suburbs, including the Matthews area. Matthews NC was once small farming community but, is now an attraction to those in the city who wish to live in the suburbs. Those moving to Matthews are primarily attracted by affordable homes in beautiful new … Continue reading...
Charlotte NC Tax Assessment FAQ
Charlotte NC Tax Assessment Q & A Q: Why haven’t I received my new Charlotte NC tax assessment in the mail yet? A: Don't worry, you will! If you want to check to see the status of your assessment, call the Char-Meck number 311 for help. If you a Charlotte NC condo or townhome owner, the assessments are being completed in March, 2011. You may also check your property value on the public (county) website and view your assessment notice there as well. Q: When do I need to decide if I'd like to challenge my assessment? A: Right NOW! The deadline is March 10, 2011 but, if you're … Continue reading...
Charlotte Area Property Tax Rates
Charlotte NC Area Property Tax Rates New Charlotte NC tax assessments have been sent out in Mecklenburg County for all single family homeowners. The deadline to challenge the value of your housing assessment is MARCH 10, 2011. There are multiple measures to take to appeal the stated valuation and an appraisal is one item that can be requested. In order to have sufficient time to challenge the new assessment, contact an appraiser immediately. If you need a list of Charlotte NC appraisers available for tax reassessment issues, please contact us today! Charlotte NC condos and townhomes as … Continue reading...
Before You Search for Charlotte Homes, Develop a Needs vs. Wants List
Before you search for Charlotte NC real estate, develop a needs vs. wants list Everyone has a picture in mind of their ideal home. This picture includes all of the features you not only need, but have long desired. However, when it comes time to buying a home, the desires cost more. While it’s nice to imagine having a beautifully landscaped backyard, or a sunroom, perhaps even some specialty appliances, these are usually considered luxury items, which can add considerably to the price of your Charlotte NC real estate. That’s why it’s always a good idea to develop a needs vs. wants list. … Continue reading...